If you still carry an outstanding balance on your credit card, you’ll need to pay it off first before you cancel. You’re trying to keep your spending to a minimum.ĭo Credit Card Companies Take Advantage Of Canadian Consumers? READ ARTICLE Things You Should Do Before Cancelling Your RBC Credit Cardīefore you cut your RBC credit card in half, there are a few important things you’ll need to do beforehand, including the following:.You’re not using the perks of the credit card in exchange for a high annual fee.You’re looking to transfer your high-rate balance over to a lower-rate card.The 0% introductory offer on your card is nearing its end.You’re looking for a credit card that offers you a rewards points system, which your card currently doesn’t offer.You want a card with a lower interest rate and annual fee.You’ve noticed several attempts to use your credit card fraudulently.The following are among the more common reasons to cancel: We’ve touched upon a couple of reasons why you may want to cancel your credit card above, but there are several other reasons why people cancel a credit card. Got poor credit? Check out these credit building credit cards. So, can you cancel your RBC credit card online? We’ll answer that question and provide you with the required steps to safely cancel your card before you toss it in the trash. That’s because they want a chance to retain you as a customer, so forcing you to call can provide them with the opportunity to convince you to stick around. ![]() Credit card issuers generally require a phone call before cancelling a credit card. Whatever your particular reason may be to cancel your credit card, you may be wondering if you can cancel it online. Or perhaps you’ve noticed your card being used fraudulently after falling into the wrong hands. ![]() Maybe you have several credit cards and have decided that you’d like to keep your credit card count to a minimum. One simple tap and your purchases are made.īut there may come a time when you might want to cancel your credit card with RBC, and there may be a myriad of reasons why. Rather than having to carry around wads of cash, you can lean out your wallet with just a credit card or two. RBC credit cards offer a convenient way to make purchases, whether in person, online or over the phone.
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